The Strength of Our Past
is the
Foundation of Our Future

Erie and Niagara Insurance
is a mutual insurance company.

We work for our policyholders,
 not shareholders



A.M. Best Rated
Since 1988

Financial Size Category VIII

Vendor’s Insurance Program

This is Erie and Niagara’s answer for the small business operated from your home. The policy provides coverage for contents and liability for both on and off premises. We provide coverage for both the individual and spouse. The business cannot be your primary occupation. Examples of eligible business types include: cake baker, cosmetic sales, fruit / vegetable vendor, mall exhibits, flea markets, home crafter and home party demonstrators. Our basic policy provides the following coverage:

  • $2,500 Contents coverage
  • $300,000 / $600,000 Comprehensive General Liability Limit
  • $300,000 / $600,000 Products Limit
  • $500 / $10,000 Medical Payments Limit
  • $250 Deductible

Increased contents limits up to $5,000 and liability limits up to $1,000,000 / $2,000,000 are also available for an additional premium.