The Strength of Our Past
is the
Foundation of Our Future

Erie and Niagara Insurance
is a mutual insurance company.

We work for our policyholders,
 not shareholders



A.M. Best Rated
Since 1988

Financial Size Category VIII

Landlord Package Policy

Erie and Niagara provides property, premises liability and loss of rents coverage with the flexibility to add a variety of optional coverages allowing you to tailor the policy to meet your specific needs.  Automatic Inflation Protection with a 4% annual increase is included for properties written on a Replacement Cost basis.

Important optional endorsements that are available include:

  • Automatic Inflation Protection – 2% annually if written on an Actual Cash Value basis
  • Earthquake
  • Loss of Rents – 10% of Residence limit is included
  • Related Private Structures – 10% of Residence Limit is included
  • Equipment Breakdown
  • Added Water Damage Coverage
  • Personal Property Owned By or in Care of Insured