Business Owners Program

This program is designed for the owner or tenant of small to medium sized businesses and offers coverage for Buildings, Business Personal Property, Loss of Income, Liability and Medical Payments.

The types of business that may be eligible for our program include:

• Apartments
• Offices
• Churches

• Hotels / Motels
• Service
• Mercantile

Examples of Service and Mercantile occupancies include:

• Antique Stores
• Bakeries
• Barber / Beauty Shops
• Clubs
• Delicatessens

• Floor Covering Stores
• Funeral Directors
• Pizza Shops
• Restaurants
• Storage Buildings

Important optional endorsements that are available include:

• Accounts Receivable
• Building Inflation Protection
• Burglary & Robbery Coverage
• Debris Removal
• Earthquake Coverage
• Employee Dishonesty

• Exterior Signs
• Money & Securities
• Ordinance and Law Coverage
• Tenants Improvements and Betterments
• Valuable Papers & Records

We offer Standard and Deluxe policy options. The Deluxe option is the most utilized as it packages some frequently requested and desired coverage into the base policy.  Liability limits are available up to $1,000,000 per occurrence / $2,000,000 aggregate.  Contact your agent for more details.