Farm Owner Insurance
We have a long history as a farm focused insurance provider and pride ourselves on being the largest farm writer in New York State. Our Farm Owner program provides coverage for many different farm types including dairy, beef, cattle, hog, sheep, fruit, crop, hobby and more.
Coverage is available for farm dwellings, personal property, personal liability, farm liability, garage structures, barns, silos and equipment. Several optional endorsements providing important coverage for farms include Milk Spoilage, Ordinance or Law, Equipment Breakdown and Weight of Ice, Sleet or Snow.
Inland Marine
Our Inland Marine product is available for a wide variety of classes including but not limited to: farm equipment, livestock (dairy & beef), backhoes, contractors equipment, crawlers, dozers, landscape equipment, mechanics tools, computers and more.
Coverage is offered through our affiliate Cherry Valley Cooperative Insurance Company with limits up to $2 Million for a Personal Umbrella and up to $5 Million for a Farm Personal Umbrella.